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Articles by Kieran Ram

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About Kieran Ram

Kieran is a Trainee Solicitor in LegalVision’s Corporate and Commercial team. He has completed a Law Degree, the Legal Practice Course and a Masters in Sports Law, specialising in Football Law.

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2 July 2025

My Business is Borrowing Money. Why is My Bank Asking for a Comfort Letter?

If you are in the process of negotiating a loan agreement with a bank, the...

2 July 2025

My Business is Facing Insolvency. What is a Pre-Insolvency Moratorium in England?

A pre-insolvency moratorium is an available tool for companies facing insolvency. Insolvent companies with a...

2 July 2025

What is a Guarantee Agreement?

When seeking a loan for your business, many banks will also require you personally to...

2 July 2025

What is Security in a Loan Agreement?

If your company is looking to get a loan from a bank, you may have...

2 July 2025

What is an Event of Default?

If your business is negotiating a loan agreement with a bank, you will see repeated...

2 July 2025

What Are the Legal and Commercial Implications of Lender’s Due Diligence for My Business?

If you want a bank loan for your business, you may be curious about the...

2 July 2025

What is a Loan Term Sheet and What Are the Most Important Terms for My Business?

Suppose your company is seeking a loan from a bank and passes the initial due...

2 July 2025

What Are the Consequences of an Event of Default on My Company?

If your company has defaulted on a loan agreement, you may not know what this...

2 July 2025

As a Business Owner, What Should I Know About Anti-Tax Avoidance Laws in England?

As a business owner, you should aim to minimise tax. However, it is illegal for...

2 July 2025

What is the Effect of a Retention of Title Clause in a Business Contract?

If you are negotiating a contract with a supplier of goods, one of the contract...

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