{"id":182357,"date":"2023-08-02T01:19:09","date_gmt":"2023-08-02T00:19:09","guid":{"rendered":"https:\/\/legalvision.co.uk\/?p=182357"},"modified":"2023-08-09T02:38:30","modified_gmt":"2023-08-09T01:38:30","slug":"commercial-tenants-need-insurance","status":"publish","type":"post","link":"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/","title":{"rendered":"Why Do Tenants Need Insurance Under a Commercial Lease in the UK?"},"content":{"rendered":"\n<p>There are many things to consider when entering a commercial lease as a commercial tenant. One key point is the commercial property insurance you may need under a commercial lease in the UK. To help you decide what you need, it is essential to consider <em>why<\/em> you may need it. This article will explain why tenants need commercial property insurance under <a href=\"https:\/\/legalvision.co.uk\/commercial-lease-property\/key-steps-lease\/\">a commercial lease in the UK<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What is Insurance?<\/h2>\n\n\n\n<p>It is helpful to first briefly think about what insurance is to understand its essential role in a business. This will help you understand why you need insurance under a commercial lease in the UK.&nbsp;<\/p>\n\n\n\n<p>When you purchase insurance, you buy a financial product from an insurance company. This provides a safeguard for your business in terms of any potential risk of:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>damage;<\/li>\n\n\n\n<li>theft; or<\/li>\n\n\n\n<li>loss.<\/li>\n<\/ul>\n\n\n\n<p>Purchasing insurance means that you buy an insurance policy from an insurer. You do this by making regular payments at agreed intervals, which the insurer refers to as premiums. You make these so that if one of the above risks occurs, your insurer can pay out for this.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Why Does My Business Need Insurance?&nbsp;&nbsp;<\/h2>\n\n\n\n<p>To understand why you need insurance under a commercial lease in the UK, you need to know what types of insurance are available and may apply to your business. Whilst many insurances may be relevant to you because you have a business, this article will focus on those which relate more to your commercial lease. As a business owner with a commercial lease, you must have the relevant insurance applicable to your business under a commercial lease in the UK to protect your business interests.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Buildings Insurance<\/strong><\/h3>\n\n\n\n<p>As a commercial tenant, it is unlikely that you will need building insurance for the commercial premises you lease, as this will be the landlord&#8217;s responsibility. However, you will likely pay your landlord for this through insurance rent.<\/p>\n\n\n\n<p>If your commercial demise for your lease is an entire building on a long lease term, you may need to insure the whole building through building insurance. Where this occurs, the insurance will likely be in both your and your commercial landlord&#8217;s names.&nbsp;<\/p>\n\n\n\n<p>You may need building insurance because of the effect any damage or destruction of the building will have on your commercial lease and business. This could make the building unfit for your business purpose as your commercial premises, which will affect business productivity.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Contents Insurance<\/strong><\/h3>\n\n\n\n<p>As a commercial tenant in the UK, you will need to <a href=\"https:\/\/legalvision.co.uk\/commercial-lease-property\/insurance-obligations-tenants\/\">take out contents insurance<\/a>. This protects your business from theft and any losses and damages that could arise through, for example, a flood or fire.&nbsp;<\/p>\n\n\n\n<p>It would help if you had contents insurance under your commercial lease in the UK because your business may require essential items for day-to-day progress. For example:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>computers;<\/li>\n\n\n\n<li>furniture; or<\/li>\n\n\n\n<li>machinery.<\/li>\n<\/ul>\n\n\n\n<p>If you lose these, you will need to replace them immediately. However, you may need more money to do so. In addition, businesses are unpredictable, and things may crop up that cause problems for your business, such as a business interruption or a legal issue. Therefore, you may request that your contents insurance include cover for legal expenses and disruption for your business.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Tenants Improvement Insurance<\/strong><\/h3>\n\n\n\n<p>During your commercial lease, you may improve your commercial premises. This could include, for example:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>installing electrical wiring;<\/li>\n\n\n\n<li>providing better lighting;<\/li>\n\n\n\n<li>the installation of air conditioning; or<\/li>\n\n\n\n<li>improving telecommunications.<\/li>\n<\/ul>\n\n\n\n<p>If you make improvements as a tenant, it is a good idea to remove tenants&#8217; improvement insurance to protect them unless your landlord is willing to add them to their business insurance.&nbsp;<\/p>\n\n\n\n<p>You may choose tenant improvement insurance if you have invested money and time in improving your landlord&#8217;s property and your time in the property as your business premises. Unfortunately, if your landlord&#8217;s commercial property were destroyed, their building insurance may not cover your improvement. This is because it will usually only protect the property for how it was before you and your landlord began the commercial lease.<\/p>\n\n\n    <div class=\"my-7 lg:my-10 border-y-2 border-gray-100 py-7 lg:py-10 flex flex-col sm:flex-row items-start gap-10\">\n                    <img decoding=\"async\" class=\"w-52 mx-auto my-0! rounded\" src=\"https:\/\/img.legalvision.com.au\/wp-content\/uploads\/sites\/4\/2023\/05\/04050959\/LegalVision-Landlords-Cheatsheet-for-UK-Leasing-Terms.jpg\" alt=\"Front page of publication\"\n                 loading=\"lazy\" width=\"208\" height=\"298\">\n                <section>\n            <div class=\"text-2xl font-bold\">Cheatsheet for UK Leasing Terms<\/div>\n            <div class=\"body-text\">\n                <p>This cheatsheet includes practical tips to understand key clauses and avoid disputes in leasing agreements.<\/p>\n            <\/div>\n            \n\n<a href=\"https:\/\/go.legalvision.co.uk\/cheatsheet-uk-leasing-terms.html\" class=\" block px-5 py-3.5 max-w-fit bg-orange button__hover transition rounded text-white font-bold text-lg no-underline uppercase leading-tight text-center\" target=\"\" rel=\"\">Download Now<\/a>        <\/section>\n    <\/div>\n\n\n\n\n\n<a href=\"#content-next\"\n   class=\"block p-4 mt-10 text-xl font-bold text-center text-white no-underline bg-gray-800 rounded-t-xl\">\n    Continue reading this article below the form\n    <i class=\"text-xl fa-regular fa-arrow-down\"><\/i>\n<\/a>\n<div class=\"px-6 pt-10 pb-12 mb-10 text-center bg-gray-100 rounded-b-xl sm:px-12 test\">\n    <div class=\"mb-8 text-2xl font-bold text-orange\">\n        Need legal advice?\n        <br>\n        <span class=\"text-lg not-prose\">\n                            Call <a href=\"tel:+448081968584\" class=\"not-prose\">0808 196 8584<\/a> for urgent assistance.\n                <br>\n                Otherwise, complete this form, and we will contact you within one business day.\n                    <\/span>\n    <\/div>\n\n    \n\n<div class=\"not-prose flex justify-center text-left gform_input_bg_white    \">\n    <script>\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 3.1.\"),o(),0))},initializeOnLoaded:function(o){gform.callIfLoaded(o)||(document.addEventListener(\"gform_main_scripts_loaded\",()=>{gform.scriptsLoaded=!0,gform.callIfLoaded(o)}),document.addEventListener(\"gform\/theme\/scripts_loaded\",()=>{gform.themeScriptsLoaded=!0,gform.callIfLoaded(o)}),window.addEventListener(\"DOMContentLoaded\",()=>{gform.domLoaded=!0,gform.callIfLoaded(o)}))},hooks:{action:{},filter:{}},addAction:function(o,r,e,t){gform.addHook(\"action\",o,r,e,t)},addFilter:function(o,r,e,t){gform.addHook(\"filter\",o,r,e,t)},doAction:function(o){gform.doHook(\"action\",o,arguments)},applyFilters:function(o){return gform.doHook(\"filter\",o,arguments)},removeAction:function(o,r){gform.removeHook(\"action\",o,r)},removeFilter:function(o,r,e){gform.removeHook(\"filter\",o,r,e)},addHook:function(o,r,e,t,n){null==gform.hooks[o][r]&&(gform.hooks[o][r]=[]);var d=gform.hooks[o][r];null==n&&(n=r+\"_\"+d.length),gform.hooks[o][r].push({tag:n,callable:e,priority:t=null==t?10:t})},doHook:function(r,o,e){var t;if(e=Array.prototype.slice.call(e,1),null!=gform.hooks[r][o]&&((o=gform.hooks[r][o]).sort(function(o,r){return o.priority-r.priority}),o.forEach(function(o){\"function\"!=typeof(t=o.callable)&&(t=window[t]),\"action\"==r?t.apply(null,e):e[0]=t.apply(null,e)})),\"filter\"==r)return e[0]},removeHook:function(o,r,t,n){var e;null!=gform.hooks[o][r]&&(e=(e=gform.hooks[o][r]).filter(function(o,r,e){return!!(null!=n&&n!=o.tag||null!=t&&t!=o.priority)}),gform.hooks[o][r]=e)}});\n<\/script>\n\n                <div class='gf_browser_chrome gform_wrapper gravity-theme gform-theme--no-framework lawyer-form_wrapper gplaceholder_wrapper form-with-labels-no-asterisks_wrapper has-new-validation-error-styling_wrapper' data-form-theme='gravity-theme' data-form-index='0' id='gform_wrapper_2453' style='display:none'><div id='gf_2453' class='gform_anchor' tabindex='-1'><\/div><form method='post' enctype='multipart\/form-data' target='gform_ajax_frame_2453' id='gform_2453' class='lawyer-form gplaceholder form-with-labels-no-asterisks has-new-validation-error-styling' action='\/api\/wp\/v2\/posts\/182357#gf_2453' data-formid='2453' novalidate>\n                        <div class='gform-body gform_body'><div id='gform_fields_2453' class='gform_fields top_label form_sublabel_below description_below validation_below'><div id=\"field_2453_1000\" class=\"gfield gfield--type-honeypot gform_validation_container field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_2453_1000'>LinkedIn<\/label><div class='ginput_container'><input name='input_1000' id='input_2453_1000' type='text' value='' autocomplete='new-password'\/><\/div><div class='gfield_description' id='gfield_description_2453_1000'>This field is for validation purposes and should be left unchanged.<\/div><\/div><div id=\"field_2453_1\" class=\"gfield gfield--type-text gfield--input-type-text gf_left_half gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_2453_1'>First Name<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_1' id='input_2453_1' type='text' value='' class='medium'     aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_2453_12\" class=\"gfield gfield--type-text gfield--input-type-text gf_right_half gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_2453_12'>Last Name<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_12' id='input_2453_12' type='text' value='' class='medium'     aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_2453_2\" class=\"gfield gfield--type-email gfield--input-type-email gf_left_half gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_2453_2'>Email Address<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_2' id='input_2453_2' type='email' value='' class='medium'    aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/div><div id=\"field_2453_3\" class=\"gfield gfield--type-phone gfield--input-type-phone gf_right_half gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_2453_3'>Phone<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_3' id='input_2453_3' type='tel' value='' class='medium'   aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_2453_14\" class=\"gfield gfield--type-select gfield--input-type-select gfield--width-full custom-select gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_2453_14'>Number of Employees in Your Business<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_select'><select name='input_14' id='input_2453_14' class='large gfield_select'    aria-required=\"true\" aria-invalid=\"false\" ><option value='' selected='selected'>Select ...<\/option><option value='0' >0<\/option><option value='1' >1-5<\/option><option value='6' >6-20<\/option><option value='21' >21-50<\/option><option value='51' >51-250<\/option><option value='250' >250+<\/option><\/select><\/div><\/div><div id=\"field_2453_4\" class=\"gfield gfield--type-textarea gfield--input-type-textarea gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_2453_4'>Tell us about your enquiry<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_textarea'><textarea name='input_4' id='input_2453_4' class='textarea medium'     aria-required=\"true\" aria-invalid=\"false\"   rows='10' cols='50'><\/textarea><\/div><\/div><div id=\"field_2453_5\" class=\"gfield gfield--type-html gfield--input-type-html gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  >By submitting this form, you agree to receive emails from LegalVision and can unsubscribe at any time. View our <a href=\"https:\/\/legalvision.co.uk\/privacy-notice\/\" target=\"_blank\">Privacy Policy<\/a>. <\/div><div id=\"field_2453_8\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_8' id='input_2453_8' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='http:\/\/legalvision.co.uk\/api\/wp\/v2\/posts\/182357' \/><\/div><\/div><div id=\"field_2453_13\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_13' id='input_2453_13' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='generic_form' \/><\/div><\/div><fieldset id=\"field_2453_999\" class=\"gfield gfield--type-checkbox gfield--type-choice gfield__uk-marketo-opt-in field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label screen-reader-text' ><\/legend><div class='ginput_container ginput_container_checkbox'><div class='gfield_checkbox ' id='input_2453_999'><div class='gchoice gchoice_2453_999_1'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_999.1' type='checkbox'  value='1'  id='choice_2453_999_1'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_2453_999_1' id='label_2453_999_1' class='gform-field-label gform-field-label--type-inline'>By submitting this form, you agree to receive content and event invitations from us to help you grow your business. If you do not want to receive such messages, tick here.<\/label>\n\t\t\t\t\t\t\t<\/div><\/div><\/div><\/fieldset><\/div><\/div>\n        <div class='gform-footer gform_footer top_label'> <button type=\"submit\" id=\"gform_submit_button_2453\" class=\"gform_button button\" onclick=\"gform.submission.handleButtonClick(this);\" data-submission-type=\"submit\"><span class=\"gform_submit_button__text\">Submit Now<\/span><\/button> <input type='hidden' name='gform_ajax' value='form_id=2453&amp;title=&amp;description=&amp;tabindex=0&amp;theme=gravity-theme&amp;hash=ec2463697d0d9cef7b71236ae60964c7' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_2453' value='iframe' \/>\n            <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_2453' id='gform_theme_2453' value='gravity-theme' \/>\n            <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_2453' id='gform_style_settings_2453' value='' \/>\n            <input type='hidden' class='gform_hidden' name='is_submit_2453' value='1' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submit' value='2453' \/>\n            \n            <input type='hidden' class='gform_hidden' name='gform_currency' data-currency='GBP' value='9jWIMNeAY4DTc+Lc400lMIl51zT16wy3W5E2roDDVQBO507FkywM6RvzsVXDKplehYsGxwey1cuyAMRgctFa67i0ZhaWLJVQ9BlBCqsREf3SMPk=' \/>\n            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' \/>\n            <input type='hidden' class='gform_hidden' name='state_2453' value='WyJ7XCIxNFwiOltcIjIyODY0N2ViMWU3NTcxZjA4YTY4NGJmMDcwMTk3Y2I0XCIsXCJiMzk3YmQ1MDBmMmFjNjk1ODE4MzdmNTBhYTA2MzQ0OFwiLFwiNGYyNGZkZGEwMzlkNDUxMWFhZGE1NGYwZmQwZmNiZTdcIixcIjUyMmJkMDE2M2I2ZmEwOTI3NDZhZjU5YTg0ZmM1NDk5XCIsXCIzODRlNjk1YjQxMTAzMWFiYmQ2ODEyMGYyZWFhMDYyNlwiLFwiYjkzNDcwNTE2MjkxOGRjZWViMjQzNzRjNmE0NGVmNTlcIixcIjQxMTliODZhMzVjYzJiMWViNDZiMmQ4NjRlNGUzZmNjXCJdfSIsIjQ3MjNiMzA2ZDIyZGVkODA2N2YyMjYyOThkYzI1ODVmIl0=' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_target_page_number_2453' id='gform_target_page_number_2453' value='0' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_source_page_number_2453' id='gform_source_page_number_2453' value='1' \/>\n            <input type='hidden' name='gform_field_values' value='' \/>\n            \n        <\/div>\n                        <\/form>\n                        <\/div>\n\t\t                <iframe style='display:none;width:0px;height:0px;' src='about:blank' name='gform_ajax_frame_2453' id='gform_ajax_frame_2453' title='This iframe contains the logic required to handle Ajax powered Gravity Forms.'><\/iframe>\n\t\t                <script>\ngform.initializeOnLoaded( function() {gformInitSpinner( 2453, 'https:\/\/legalvision.co.uk\/wp-content\/themes\/legalv-v6\/img\/spinner.svg', true );jQuery('#gform_ajax_frame_2453').on('load',function(){var contents = jQuery(this).contents().find('*').html();var is_postback = contents.indexOf('GF_AJAX_POSTBACK') >= 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_2453');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_2453').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){form_content.find('form').css('opacity', 0);jQuery('#gform_wrapper_2453').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_2453').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_2453').removeClass('gform_validation_error');}setTimeout( function() { \/* delay the scroll by 50 milliseconds to fix a bug in chrome *\/ jQuery(document).scrollTop(jQuery('#gform_wrapper_2453').offset().top - mt); }, 50 );if(window['gformInitDatepicker']) {gformInitDatepicker();}if(window['gformInitPriceFields']) {gformInitPriceFields();}var current_page = jQuery('#gform_source_page_number_2453').val();gformInitSpinner( 2453, 'https:\/\/legalvision.co.uk\/wp-content\/themes\/legalv-v6\/img\/spinner.svg', true );jQuery(document).trigger('gform_page_loaded', [2453, current_page]);window['gf_submitting_2453'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('.GF_AJAX_POSTBACK').html();if(!confirmation_content){confirmation_content = contents;}jQuery('#gform_wrapper_2453').replaceWith(confirmation_content);jQuery(document).scrollTop(jQuery('#gf_2453').offset().top - mt);jQuery(document).trigger('gform_confirmation_loaded', [2453]);window['gf_submitting_2453'] = false;wp.a11y.speak(jQuery('#gform_confirmation_message_2453').text());}else{jQuery('#gform_2453').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger(\"gform_pre_post_render\", [{ formId: \"2453\", currentPage: \"current_page\", abort: function() { this.preventDefault(); } }]);        if (event && event.defaultPrevented) {                return;        }        const gformWrapperDiv = document.getElementById( \"gform_wrapper_2453\" );        if ( gformWrapperDiv ) {            const visibilitySpan = document.createElement( \"span\" );            visibilitySpan.id = \"gform_visibility_test_2453\";            gformWrapperDiv.insertAdjacentElement( \"afterend\", visibilitySpan );        }        const visibilityTestDiv = document.getElementById( \"gform_visibility_test_2453\" );        let postRenderFired = false;        function triggerPostRender() {            if ( postRenderFired ) {                return;            }            postRenderFired = true;            gform.core.triggerPostRenderEvents( 2453, current_page );            if ( visibilityTestDiv ) {                visibilityTestDiv.parentNode.removeChild( visibilityTestDiv );            }        }        function debounce( func, wait, immediate ) {            var timeout;            return function() {                var context = this, args = arguments;                var later = function() {                    timeout = null;                    if ( !immediate ) func.apply( context, args );                };                var callNow = immediate && !timeout;                clearTimeout( timeout );                timeout = setTimeout( later, wait );                if ( callNow ) func.apply( context, args );            };        }        const debouncedTriggerPostRender = debounce( function() {            triggerPostRender();        }, 200 );        if ( visibilityTestDiv && visibilityTestDiv.offsetParent === null ) {            const observer = new MutationObserver( ( mutations ) => {                mutations.forEach( ( mutation ) => {                    if ( mutation.type === 'attributes' && visibilityTestDiv.offsetParent !== null ) {                        debouncedTriggerPostRender();                        observer.disconnect();                    }                });            });            observer.observe( document.body, {                attributes: true,                childList: false,                subtree: true,                attributeFilter: [ 'style', 'class' ],            });        } else {            triggerPostRender();        }    } );} );\n<\/script>\n<\/div>\n<\/div>\n<div id=\"content-next\"><!-- scroll anchor --><\/div>\n<h2 class=\"wp-block-heading\">Key Takeaways<\/h2>\n\n\n\n<p>You will likely need insurance as a business owner with a commercial lease to provide your business premises. Whilst there are many different types of business insurance, three main types may apply concerning your commercial lease. These are:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>building insurance;<\/li>\n\n\n\n<li>contents insurance; and&nbsp;<\/li>\n\n\n\n<li>tenant improvement insurance.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>There are good reasons why a commercial tenant like you will need these types of insurance in a commercial lease in the UK.&nbsp;<\/p>\n\n\n\n<p>If you need help understanding why you may need insurance under a commercial lease in the UK, our experienced <a href=\"https:\/\/legalvision.co.uk\/leasing-lawyers-lp\/\">leasing lawyers<\/a> can assist as part of our LegalVision membership. For a low monthly fee, you will have unlimited access to lawyers to answer your questions and draft and review your documents. So call us today on <a href=\"tel:+448081968584\" class=\"AVANSERnumber dynamic-number\">0808 196 8584<\/a> or visit our <a href=\"https:\/\/legalvision.co.uk\/membership\">membership page<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Frequently Asked Questions<\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1690934520143\"><strong class=\"schema-faq-question\"><strong>What is insurance under a commercial lease in the UK?<\/strong><\/strong> <p class=\"schema-faq-answer\">Many different types of insurance may apply to tenants in a commercial lease. However, one type of insurance under a commercial lease includes tenant improvements insurance.\u00a0\u00a0<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1690934531142\"><strong class=\"schema-faq-question\"><strong>Why does a commercial tenant need insurance under a commercial lease in the UK?<\/strong><\/strong> <p class=\"schema-faq-answer\">A commercial tenant needs insurance under a commercial lease in the UK for many reasons. For example, contents insurance can provide legal help if their business encounters an unexpected problem.<\/p> <\/div> <\/div>\n<div class=\"not-prose m-feedback-prompt\">\n    <!-- Thumbs up\/down bar -->\n    <div class=\"m-feedback-prompt__main\">\n        <div class=\"m-feedback-prompt__title\">Was this article helpful?<\/div>\n        <div>\n            <!--span class=\"m-feedback-prompt__button--text\">Thanks!<\/span-->\n            <button type=\"button\" class=\"m-feedback-prompt__button m-feedback-prompt__button--yes\"\n                    data-analytics-link=\"feedback-prompt:yes\" aria-label=\"Agree\">\n                <i class=\"fa-regular fa-thumbs-up fa-3x\"><\/i>\n            <\/button>\n            <button type=\"button\" class=\"m-feedback-prompt__button m-feedback-prompt__button--no\"\n                    data-analytics-link=\"feedback-prompt:no\" aria-label=\"Disagree\">\n                <i class=\"fa-regular fa-thumbs-down fa-3x\"><\/i>\n            <\/button>\n        <\/div>\n    <\/div>\n\n    <!-- Feedback form -->\n    <div class=\"m-feedback-prompt__form\">\n        <div class=\"m-feedback-prompt__form--thanks \">\n            <div>Thanks!<\/div>\n            <p>\n                We appreciate your feedback \u2013 your submission has been successfully received.            <\/p>\n        <\/div>\n        <form id=\"contact-form\" class=\"m-feedback-prompt__form--form\" action=\"\" method=\"post\">\n            <input type=\"hidden\" id=\"authenticity_token\" name=\"authenticity_token\" value=\"659eb7d5d9\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/api\/wp\/v2\/posts\/182357\" \/>            <input value=\"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/\" type=\"hidden\" name=\"currenturl\"\n                   id=\"currenturl\">\n            <input value=\"Why Do Tenants Need Insurance Under a Commercial Lease in the UK?\" type=\"hidden\" name=\"currenttitle\"\n                   id=\"currenttitle\">\n            <label>\n                <!-- display on thumbs-up -->\n                <span class=\"m-feedback-prompt__feedback m-feedback-prompt__feedback--yes\">\n                    Can you tell us <span class=\"font-semibold\">why<\/span> you found it helpful?\n                <\/span>\n\n                <!-- display on thumbs-down -->\n                <span class=\"m-feedback-prompt__feedback m-feedback-prompt__feedback--no text-lg\">\n                    How can we better improve this article?\n                <\/span>\n                <textarea name=\"feedbackmessage\" id=\"feedbackmessage\" required><\/textarea>\n            <\/label>\n\n            <div class=\"m-feedback-prompt__form--error\" id=\"form-submit-error\"><\/div>\n            <button id=\"submit-contact-form-button\" type=\"submit\" name=\"commit\" class=\"m-feedback-prompt__form--submit\"\n                    data-analytics-link=\"feedback-prompt:submit\">\n                Submit            <\/button>\n        <\/form>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>There are many things to consider when entering a commercial lease as a commercial tenant. One key point is the commercial property insurance you may need under a commercial lease in the UK. To help you decide what you need, it is essential to consider why you may need it. This article will explain why<a href=\"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/\">Continue reading <span class=\"sr-only\">&#8220;Why Do Tenants Need Insurance Under a Commercial Lease in the UK?&#8221;<\/span><\/a><\/p>\n","protected":false},"author":13326,"featured_media":3197,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"179484,1264,179976,178160,176500,2339","_relevanssi_noindex_reason":"","editor_notices":[],"footnotes":""},"categories":[30],"tags":[61,1224,1230,1427],"class_list":["post-182357","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-commercial-lease-property","tag-commercial-lease","tag-commercial-tenant","tag-insurance","tag-landlords-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Why Commercial Tenants Need Insurance | LegalVision UK<\/title>\n<meta name=\"description\" content=\"This article will explain why tenants need commercial property insurance under a commercial lease in the UK.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why Commercial Tenants Need Insurance | LegalVision UK\" \/>\n<meta property=\"og:description\" content=\"This article will explain why tenants need commercial property insurance under a commercial lease in the UK.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"LegalVision UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/LegalVision\" \/>\n<meta property=\"article:published_time\" content=\"2023-08-02T00:19:09+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-08-09T01:38:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/img.legalvision.com.au\/wp-content\/uploads\/sites\/4\/2022\/05\/24122005\/business-image-0522138.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1020\" \/>\n\t<meta property=\"og:image:height\" content=\"680\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Clare Farmer\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@LegalVision_law\" \/>\n<meta name=\"twitter:site\" content=\"@LegalVision_law\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Clare Farmer\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/\"},\"author\":{\"name\":\"Clare Farmer\",\"@id\":\"https:\/\/legalvision.co.uk\/#\/schema\/person\/46fdb392af527f38f90649480343e732\"},\"headline\":\"Why Do Tenants Need Insurance Under a Commercial Lease in the UK?\",\"datePublished\":\"2023-08-02T00:19:09+00:00\",\"dateModified\":\"2023-08-09T01:38:30+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/\"},\"wordCount\":909,\"image\":{\"@id\":\"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/img.legalvision.com.au\/wp-content\/uploads\/sites\/4\/2022\/05\/24122005\/business-image-0522138.jpg\",\"keywords\":[\"commercial lease\",\"commercial tenant\",\"insurance\",\"landlord&#039;s insurance\"],\"articleSection\":[\"Commercial Leasing and Property Articles\"],\"inLanguage\":\"en-GB\"},{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/\",\"url\":\"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/\",\"name\":\"Why Commercial Tenants Need Insurance | LegalVision UK\",\"isPartOf\":{\"@id\":\"https:\/\/legalvision.co.uk\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/img.legalvision.com.au\/wp-content\/uploads\/sites\/4\/2022\/05\/24122005\/business-image-0522138.jpg\",\"datePublished\":\"2023-08-02T00:19:09+00:00\",\"dateModified\":\"2023-08-09T01:38:30+00:00\",\"author\":{\"@id\":\"https:\/\/legalvision.co.uk\/#\/schema\/person\/46fdb392af527f38f90649480343e732\"},\"description\":\"This article will explain why tenants need commercial property insurance under a commercial lease in the UK.\",\"breadcrumb\":{\"@id\":\"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/#breadcrumb\"},\"mainEntity\":[{\"@id\":\"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/#faq-question-1690934520143\"},{\"@id\":\"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/#faq-question-1690934531142\"}],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/#primaryimage\",\"url\":\"https:\/\/img.legalvision.com.au\/wp-content\/uploads\/sites\/4\/2022\/05\/24122005\/business-image-0522138.jpg\",\"contentUrl\":\"https:\/\/img.legalvision.com.au\/wp-content\/uploads\/sites\/4\/2022\/05\/24122005\/business-image-0522138.jpg\",\"width\":1020,\"height\":680,\"caption\":\"Master Service Agreements (MSAs): Legal Considerations | LegalVision UK\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/legalvision.co.uk\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Commercial Leasing and Property Articles\",\"item\":\"https:\/\/legalvision.co.uk\/category\/commercial-lease-property\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Why Do Tenants Need Insurance Under a Commercial Lease in the UK?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/legalvision.co.uk\/#website\",\"url\":\"https:\/\/legalvision.co.uk\/\",\"name\":\"LegalVision UK\",\"description\":\"LegalVision is a commercial law firm in the UK with a commitment to innovation\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/legalvision.co.uk\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/legalvision.co.uk\/#\/schema\/person\/46fdb392af527f38f90649480343e732\",\"name\":\"Clare Farmer\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/legalvision.co.uk\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/img.legalvision.com.au\/wp-content\/uploads\/sites\/4\/2022\/03\/12052028\/LegalVision_square_logo-150x150.png\",\"contentUrl\":\"https:\/\/img.legalvision.com.au\/wp-content\/uploads\/sites\/4\/2022\/03\/12052028\/LegalVision_square_logo-150x150.png\",\"caption\":\"Clare Farmer\"},\"description\":\"Clare has a postgraduate diploma in law and writes on a range of subjects and in a variety of genres. Prior to her freelance writing work, Clare worked for UK central government in policy and communication roles. She has also run her own businesses where she founded a magazine and was editor-in-chief. She is currently studying part-time towards a PhD predominantly in international public law. Qualifications: PhD, Human Rights Law (underway), University of Bedfordshire, Post graduate diploma, Law, Middlesex University.\",\"sameAs\":[\"https:\/\/www.linkedin.com\/in\/ms-clare-susannah-f-4a243545\/\"],\"url\":\"https:\/\/legalvision.co.uk\/author\/clarefarmer\/\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/#faq-question-1690934520143\",\"name\":\"What is insurance under a commercial lease in the UK?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Many different types of insurance may apply to tenants in a commercial lease. However, one type of insurance under a commercial lease includes tenant improvements insurance.\u00a0\u00a0\",\"inLanguage\":\"en-GB\"},\"inLanguage\":\"en-GB\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/#faq-question-1690934531142\",\"name\":\"Why does a commercial tenant need insurance under a commercial lease in the UK?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A commercial tenant needs insurance under a commercial lease in the UK for many reasons. For example, contents insurance can provide legal help if their business encounters an unexpected problem.\",\"inLanguage\":\"en-GB\"},\"inLanguage\":\"en-GB\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Why Commercial Tenants Need Insurance | LegalVision UK","description":"This article will explain why tenants need commercial property insurance under a commercial lease in the UK.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/","og_locale":"en_GB","og_type":"article","og_title":"Why Commercial Tenants Need Insurance | LegalVision UK","og_description":"This article will explain why tenants need commercial property insurance under a commercial lease in the UK.","og_url":"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/","og_site_name":"LegalVision UK","article_publisher":"https:\/\/www.facebook.com\/LegalVision","article_published_time":"2023-08-02T00:19:09+00:00","article_modified_time":"2023-08-09T01:38:30+00:00","og_image":[{"width":1020,"height":680,"url":"https:\/\/img.legalvision.com.au\/wp-content\/uploads\/sites\/4\/2022\/05\/24122005\/business-image-0522138.jpg","type":"image\/jpeg"}],"author":"Clare Farmer","twitter_card":"summary_large_image","twitter_creator":"@LegalVision_law","twitter_site":"@LegalVision_law","twitter_misc":{"Written by":"Clare Farmer","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/#article","isPartOf":{"@id":"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/"},"author":{"name":"Clare Farmer","@id":"https:\/\/legalvision.co.uk\/#\/schema\/person\/46fdb392af527f38f90649480343e732"},"headline":"Why Do Tenants Need Insurance Under a Commercial Lease in the UK?","datePublished":"2023-08-02T00:19:09+00:00","dateModified":"2023-08-09T01:38:30+00:00","mainEntityOfPage":{"@id":"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/"},"wordCount":909,"image":{"@id":"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/img.legalvision.com.au\/wp-content\/uploads\/sites\/4\/2022\/05\/24122005\/business-image-0522138.jpg","keywords":["commercial lease","commercial tenant","insurance","landlord&#039;s insurance"],"articleSection":["Commercial Leasing and Property Articles"],"inLanguage":"en-GB"},{"@type":["WebPage","FAQPage"],"@id":"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/","url":"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/","name":"Why Commercial Tenants Need Insurance | LegalVision UK","isPartOf":{"@id":"https:\/\/legalvision.co.uk\/#website"},"primaryImageOfPage":{"@id":"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/#primaryimage"},"image":{"@id":"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/img.legalvision.com.au\/wp-content\/uploads\/sites\/4\/2022\/05\/24122005\/business-image-0522138.jpg","datePublished":"2023-08-02T00:19:09+00:00","dateModified":"2023-08-09T01:38:30+00:00","author":{"@id":"https:\/\/legalvision.co.uk\/#\/schema\/person\/46fdb392af527f38f90649480343e732"},"description":"This article will explain why tenants need commercial property insurance under a commercial lease in the UK.","breadcrumb":{"@id":"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/#faq-question-1690934520143"},{"@id":"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/#faq-question-1690934531142"}],"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/#primaryimage","url":"https:\/\/img.legalvision.com.au\/wp-content\/uploads\/sites\/4\/2022\/05\/24122005\/business-image-0522138.jpg","contentUrl":"https:\/\/img.legalvision.com.au\/wp-content\/uploads\/sites\/4\/2022\/05\/24122005\/business-image-0522138.jpg","width":1020,"height":680,"caption":"Master Service Agreements (MSAs): Legal Considerations | LegalVision UK"},{"@type":"BreadcrumbList","@id":"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/legalvision.co.uk\/"},{"@type":"ListItem","position":2,"name":"Commercial Leasing and Property Articles","item":"https:\/\/legalvision.co.uk\/category\/commercial-lease-property\/"},{"@type":"ListItem","position":3,"name":"Why Do Tenants Need Insurance Under a Commercial Lease in the UK?"}]},{"@type":"WebSite","@id":"https:\/\/legalvision.co.uk\/#website","url":"https:\/\/legalvision.co.uk\/","name":"LegalVision UK","description":"LegalVision is a commercial law firm in the UK with a commitment to innovation","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/legalvision.co.uk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Person","@id":"https:\/\/legalvision.co.uk\/#\/schema\/person\/46fdb392af527f38f90649480343e732","name":"Clare Farmer","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/legalvision.co.uk\/#\/schema\/person\/image\/","url":"https:\/\/img.legalvision.com.au\/wp-content\/uploads\/sites\/4\/2022\/03\/12052028\/LegalVision_square_logo-150x150.png","contentUrl":"https:\/\/img.legalvision.com.au\/wp-content\/uploads\/sites\/4\/2022\/03\/12052028\/LegalVision_square_logo-150x150.png","caption":"Clare Farmer"},"description":"Clare has a postgraduate diploma in law and writes on a range of subjects and in a variety of genres. Prior to her freelance writing work, Clare worked for UK central government in policy and communication roles. She has also run her own businesses where she founded a magazine and was editor-in-chief. She is currently studying part-time towards a PhD predominantly in international public law. Qualifications: PhD, Human Rights Law (underway), University of Bedfordshire, Post graduate diploma, Law, Middlesex University.","sameAs":["https:\/\/www.linkedin.com\/in\/ms-clare-susannah-f-4a243545\/"],"url":"https:\/\/legalvision.co.uk\/author\/clarefarmer\/"},{"@type":"Question","@id":"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/#faq-question-1690934520143","name":"What is insurance under a commercial lease in the UK?","acceptedAnswer":{"@type":"Answer","text":"Many different types of insurance may apply to tenants in a commercial lease. However, one type of insurance under a commercial lease includes tenant improvements insurance.\u00a0\u00a0","inLanguage":"en-GB"},"inLanguage":"en-GB"},{"@type":"Question","@id":"https:\/\/legalvision.co.uk\/commercial-lease-property\/commercial-tenants-need-insurance\/#faq-question-1690934531142","name":"Why does a commercial tenant need insurance under a commercial lease in the UK?","acceptedAnswer":{"@type":"Answer","text":"A commercial tenant needs insurance under a commercial lease in the UK for many reasons. For example, contents insurance can provide legal help if their business encounters an unexpected problem.","inLanguage":"en-GB"},"inLanguage":"en-GB"}]}},"_links":{"self":[{"href":"https:\/\/legalvision.co.uk\/api\/wp\/v2\/posts\/182357","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/legalvision.co.uk\/api\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/legalvision.co.uk\/api\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/legalvision.co.uk\/api\/wp\/v2\/users\/13326"}],"replies":[{"embeddable":true,"href":"https:\/\/legalvision.co.uk\/api\/wp\/v2\/comments?post=182357"}],"version-history":[{"count":3,"href":"https:\/\/legalvision.co.uk\/api\/wp\/v2\/posts\/182357\/revisions"}],"predecessor-version":[{"id":182485,"href":"https:\/\/legalvision.co.uk\/api\/wp\/v2\/posts\/182357\/revisions\/182485"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/legalvision.co.uk\/api\/wp\/v2\/media\/3197"}],"wp:attachment":[{"href":"https:\/\/legalvision.co.uk\/api\/wp\/v2\/media?parent=182357"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/legalvision.co.uk\/api\/wp\/v2\/categories?post=182357"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/legalvision.co.uk\/api\/wp\/v2\/tags?post=182357"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}